Need Health Insurance? We are here to help!
Open Enrollment for the Health Insurance Marketplace Begins on November 1st 2017.
What is the Health Insurance Marketplace?
The Health Insurance Marketplace was created to provide affordable health care plans for as many Americans as possible. All insurance plans offered through the Marketplace are required to cover doctor visits, hospitalizations, maternity care, emergency room visits, prescriptions, mental health and substance abuse services, and more. You can even get dental insurance through the Marketplace. Financial assistance may be available for those who qualify.
The Health Insurance Marketplace has open enrollment periods every year. It starts in the fall and lasts a couple months. It is very important to meet with someone who can help you enroll during this open enrollment period. The CAC’s at Goodwin can help you find the best plan for you and your family. If you DO NOT enroll in a health insurance plan and remain uninsured, you could pay a hefty fine when you do your taxes.
How Do I Apply?
We know applying for health insurance can be confusing and difficult to understand. That’s why Goodwin has onsite Certified Application Counselors (CAC’s) and Health Insurance Navigators who are available to help you and your family get health insurance coverage.
Our team at Goodwin can help to review your eligibility for one of two different insurance programs:
- Private health insurance plans you may qualify for within the Health Insurance Marketplace
- Medicaid coverage through the NH Health Protection Program.
What is the New Hampshire Health Protection
The NHHPP is designed for low-income families to receive health insurance at little to no cost. This is a Medicaid funded program that has expanded its requirements so more people can qualify. Even if you already have health insurance, there may be a more affordable option for you. Within the NHHPP there are three options for getting coverage. Our team can meet with you to identify which option is best suited for you or your family.
How do I know if I am eligible for the NHHPP?
The program is available to Granite Staters ranging from ages 19 to 64 whose incomes fall below a certain level. To see if you’re eligible, visit the NH Health and Human Services website.
What type of coverage does NHHPP offer?
The details of your coverage will depend on the type of plan you qualify for. Most plans are required to cover routine doctor’s appointments, prescriptions, and emergency room visits.
Prepare for Your Application
When you apply for either option, be sure to have the following information available for either online applications or in person appointments:
- Social Security numbers of those applying for coverage
- Document numbers for eligible immigrants who want health coverage (get more info on this here)
- Birth dates
- Paystubs, W-2 forms, or other information about your family’s income
- Policy/member numbers for any current health coverage
- Information about any health coverage from a job that’s available to you or your family
Meet Our Specialists
Meet with Ginny, Mary or Megan at Goodwin Community Health to learn more about available health insurance plans and find out if you are eligible.
Mary, Megan and Ginny are all Certified Application Counselors (C.A.C.) and are available to assist with any of the steps in the application process.
For appointments on-site at Goodwin Community Health please contact one of our Certified Application Counselors at (603)516-2556 or firstname.lastname@example.org
- Mary Moynihan, Navigator CAC
- Megan Atkins, CAC
- Ginny Mayo, CAC
What’s the ‘Special Enrollment Period,’ and am I eligible for it?
You qualify for a Special Enrollment Period if you’ve had certain life events (known as “qualifying events”) including losing health coverage, moving, getting married, having a baby, or adopting a child.
Below are examples of acceptable qualifying events:
Open Enrollment is closed until November 1, 2017. The special Enrollment period will begin again after open enrollment closes in January of 2018. If you have a “qualifying event”, our onsite enrollment specialists can help you enroll during the Special Enrollment Period.
You can enroll in Medicaid and the Children’s Health Insurance Plan (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not. Job-based plans must provide a special enrollment period of at least 30 days.
To learn more about enrollment during Special Enrollment Period, please contact one of our Certified Application Counselors at (603)516-2556 or email@example.com
The open enrollment period for 2017 is currently over. How can I get coverage?
If you have a qualifying life event, you may be eligible to enroll in the Marketplace outside the open enrollment period, this is known as a Special Enrollment Period (SEP).
Open Enrollment is closed until November 1, 2017. If you have a “qualifying event”, our onsite enrollment specialists can help you enroll during the Special Enrollment Period.
If you qualify for a Special Enrollment Period, you usually have up to 60 days following the date of the life event to enroll in a plan. If you miss that window, you’ll have to wait until the next Open Enrollment Period to apply.
Read About How Applying For Health Coverage Changed the Lives of these Goodwin Patients
The project described was supported by Funding Opportunity Number CA-NAV-16-002 from the U.S. Department of Health and Human Services, Centers for Medicare & Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.