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Open Enrollment for the Health Insurance Marketplace Ended January 31, 2017
The Regular Enrollment period ended on January 31st, 2017. You May still be eligible to enroll under the “Special Enrollment Period”
You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
If you qualify for an SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply.
You can enroll in Medicaid and the Children’s Health Insurance Plan (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not. Job-based plans must provide a special enrollment period of at least 30 days.
To learn more about enrollment during Special Enrollment Period, please contact one of our Certified Application Counselors at (603)516-2556 or firstname.lastname@example.org
How Do I Apply?
We know applying for health insurance can be confusing and difficult to understand. That is why Goodwin has onsite Certified Application Counselors (CAC’s) and Navigators available to help YOU and your family get health insurance coverage. There are two different insurance programs the CAC’s can help you enroll in. They can educate you on what plans you may qualify for within the Health Insurance Marketplace (also known as the Affordable Care Act or “Obamacare) or the NH Health Protection Program (also known as NHHPP or Expanded Medicaid) and can walk you through the enrollment process.
What is the Health Insurance Marketplace?
The Health Insurance Marketplace was created to provide affordable health care plans for everyone. All insurance plans offered through the Marketplace are required to cover doctor visits, hospitalizations, maternity care, emergency room visits, prescriptions, mental health and substance abuse services, and more. You can even get dental insurance through the Marketplace. Financial assistance may also be available for those who qualify.
How do I enroll in the Health Insurance Marketplace?
The Marketplace has open enrollment periods every year. It starts in the fall and lasts a couple months. It is very important to meet with someone who can help you enroll during this open enrollment period. The CAC’s at Goodwin can help you find the best plan for you and your family. If you DO NOT enroll in a health insurance plan and remain uninsured, you could pay a hefty fine when you do your taxes.
What if I need coverage outside of the enrollment period?
If you have a qualifying event, you may be eligible to enroll in the Marketplace outside the open enrollment period, this is known as a Special Enrollment Period (SEP).
Open Enrollment is closed until November 1, 2016. If you have a “qualifying event”, our onsite enrollment specialists can help you enroll during the Special Enrollment Period. In the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage.
What if I already have a health insurance plan?
We strongly recommend you update your Marketplace account with your most recent income and household information and compare your current plan to what’s available for 2017. You can do this as soon as November 1, 2016. If you are interested in changing or upgrading your insurance plan during open enrollment, make an appointment to visit one of our CAC’s or Navigators. For more information about how to keep or change your current health insurance plan visit https://www.healthcare.gov/keep-or-change-plan/
What is the New Hampshire Health Protection
The NHHPP is designed for low-income families to receive health insurance at little to no cost. This is a Medicaid funded program that has expanded its requirements so more people can qualify. Even if you already have health insurance there may be a more affordable option for you. Within the NHHPP there are three options for getting coverage. Our CAC’s will meet with you to identify which option is best suited for you or your family.
How do I know if I am eligible for the NHHPP?
The program is available to 19-64 year olds who live in NH and whose incomes fall below a certain level. To check if you may be eligible, visit http://coveringnewhampshire.org/nh-health-protection-program/
What type of coverage does NHHPP offer?
The details of your coverage will depend on the type of plan you qualify for. Most plans are required to cover routine doctor’s appointments, prescriptions, and emergency room visits.
Prepare for Your Application
When you apply for either option, be sure to have the following information available for either online applications or in person appointments:
- Social Security numbers (SSNs) of those applying for coverage
- Document numbers for eligible immigrants (https://www.healthcare.gov/immigration-status-and-the-marketplace/) who want health coverage
- Birth dates
- Paystubs, W-2 forms, or other information about your family’s income
- Policy/member numbers for any current health coverage
- Information about any health coverage from a job that’s available to you or your family
Meet Our Specialists
Meet with Ginny, Mary or Megan at Goodwin Community Health to learn more about available health insurance plans and find out if you are eligible. Mary, Donna, Megan and Ginny are all Certified Application Counselors (C.A.C.) and are available to assist with any of the steps in the application process. You can also visit Medicaid.gov for more
information. For appointments on-site at Goodwin Community Health please contact one of our Certified Application Counselors at (603)516-2556 or email@example.com
- Mary Moynihan, Navigator CAC
- Megan Atkins, CAC
- Ginny Mayo, CAC
Read About How Applying For Health Coverage Changed the Lives of these Goodwin Patients
The project described was supported by Funding Opportunity Number CA-NAV-16-002 from the U.S. Department of Health and Human Services, Centers for Medicare & Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.